Thinking of Refinancing Your Motorcycle, RV, or Powersports Loan?
If you're paying too much for your loan, see how much you could save every month by refinancing.
Update your rate
If your credit score has improved since your initial loan or you have a same-household co-borrower to add to your loan, you could qualify for a better rate. Apply to refinance your motorcycle, RV, or powersports loan to see if you qualify for a better rate today!
Flexible term options
Extend Your Loan Term: Are you looking for ways to reduce your monthly expenses and free up some extra cash? You may have a new purchase on the horizon, expecting an addition to the family, or furthering your education. Refinancing your motorcycle, RV, or powersports vehicle to extend the term of your loan could provide the relief you need.
Reduce Your Loan Term: If you are looking to get out of debt faster or planning a big purchase, refinancing to reduce the loan term (read more about the length of loans here) could help. If you can afford higher monthly payments, you could save big on interest in the long run.
No Payment for Up to 45 Days
You deserve a break! When you refinance your motorcycle, RV, or powersports vehicle through Ironhorse Funding you could qualify for up to 45 days before your first payment is due.
How Does Refinancing Work?
GET PREQUALIFIED
Apply online to see if you prequalify with no impact to your credit score and no commitment.
CHOOSE YOUR RATE
If you prequalify, review loan offers and select your rate and term. A loan specialist will reach out.
SUBMIT DOCUMENTS
If you're approved, securely upload the required documents through our mobile-friendly online portal.
E-SIGN
Electronically sign for your new loan and get started on your next adventure!
What Can I Refinance?
Your motorcycle gives you a sense of freedom, shouldn't you feel the same about your loan? Don't get stuck in a loan you hate, apply to refinance your motorcycle loan and you could qualify for a better rate, adjust the term of your loan, or both.
Refinance all popular motorcycle brands including Harley-Davidson, Yamaha, BMW, Indian, and more.
Prequalify with No SSN Required, No Credit Impact, and No Commitment.
Fuel your passion with a new powersports loan through Ironhorse Funding. Why pay more for your toy than you need to? Find the right loan to fit your budget.
Apply to refinance your ATV, dirtbike, personal watercraft, snowmobile, and UTV.
APPLY FOR:
FOUR WHEELER REFINANCE (ATV/UTV/Side-by-Side) | PERSONAL WATERCRAFT REFINANCE | SNOWMOBILE REFINANCE | DIRTBIKE REFINANCE
Prequalify with No SSN Required, No Credit Impact, and No Commitment.
Experience the adventure of RV travel and explore exciting RV refinancing opportunities through Ironhorse Funding. Adjust the term of your RV loan or even qualify for a better interest rate.
Start your journey with our prequalification process. Get instant rate and term offers if you qualify.
Prequalify with No SSN Required, No Credit Impact, and No Commitment.
Protection Products for Your Ride
Cover Yourself From the Unexpected
GAP INSURANCE
GAP provides peace of mind. If there's a total loss on your vehicle, GAP insurance covers the financial gap between the value of your ride and your remaining balance.
TIRE AND WHEEL COVERAGE
Tire and Wheel provides coverage in the event of damage to tires or wheels as a result of road hazards such as metal, nails, glass, debris, potholes, blowouts, and more.
VEHICLE SERVICE CONTRACT
Vehicle service contracts are available at different term lengths for new and used rides to protect your vehicle after the dealer's or manufacturer's warranty has ended.