Refinance Your Powersports Loan

Find a Loan That Fits You

No ssn required, no credit impact, and no commitment.

Explore More With a New Powersports Loan

ATV | Dirtbike | snowmobile | utv | personal watercraft

A Payment to fit your budget

Spending more than you'd like on your powersports loan? Consider a loan refinance to modify your loan term or secure a better rate. Our dedicated team is here to assist you in finding a loan solution tailored to your refinancing objectives.

Check your rate. See How much you could save

You could qualify for a lower rate, a term extension, or a combination of both. Apply for prequalification today to get instant rates. No social security number required, no impact to your credit score, and no commitment.

Currently accepting applications in the following states:
AL, AZ, AR, CA, CO, CT, DC, FL, GA, ID, IL, IN, IA, KS, KY, MD, MA, ME, MI, MO, MT, ND, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WY.

Financing applied for and processed through the Ironhorse Funding platform is originated by Ironhorse Funding or one of its lending partners. Refer to transaction specific disclosures and loan documents for details and additional information.

Four Wheeler Financing

How Does Powersports Refinancing Work?

RV Finance Step 1

GET PREQUALIFIED
Apply online to get an instant prequalification offer. No impact to credit score. No commitment.

RV Finance Step 2

CHOOSE YOUR RATE
If you prequalify, review loan offers and select your rate and term. A loan specialist will reach out with details.

RV Finance Step 3

SUBMIT DOCUMENTS
If you're approved, securely upload the required documents through our mobile-friendly online portal.

RV Finance Step 4

E-SIGN
Electronically sign for your new powersports loan and ride off on your next adventure!

Why Refinance Your Powersports Vehicle?

You could qualify for a better powersport loan

Get a Better Rate

Sometimes dealerships don't have access to the lowest rates. If your credit score has improved since you took out your current loan, you may qualify for a lower rate. You may even qualify for a lower rate if your credit score hasn’t changed by adding a same-household co-borrower who has a better credit score.

Flexible Term OPTIONS

Extend Your Loan Term: Need a little relief from monthly expenses? Refinance your powersports vehicle to extend the term of your loan. Even if you don't qualify for a better rate, it could lower your monthly loan payment by spreading it out over a longer term. It might just be the relief you need.

Reduce Your Loan Term: Refinancing your powersports vehicle to reduce the loan term could help you get out of debt sooner. If you can afford higher monthly payments, you could save big on interest in the long-run.

NO PAyment for up to 45 days

When you refinance your powersports vehicle through Ironhorse Funding, you can take advantage of up to 45 days before your first payment is due. Give yourself a break.

dirtbike refinance

powersports refinancing faqs

Still Got Questions About Powersports Refinancing?