Yes! Similar to an auto loan, you can refinance a motorcycle, powersports, RV, or personal watercraft loan. Refinancing your loan can be a great way to save money every month and take charge of your financial situation.

We know how much you love to ride, and we’re here to keep your ride affordable. Whether you're refinancing because of an improved financial situation, or to budget for unexpected expenses, our team will work hard to help you get the savings you're looking for. See our hundreds of 5-star customer reviews to hear from other riders who refinanced their loan through Ironhorse Funding.

We will perform a credit check, which can impact your credit score. This credit check will help us offer refinancing options that are tailored for you.

Your credit score will be part of what determines the offers that you're eligible for and the new terms for your loan.

All Motorcycle manufacturers/makes/models include:

Aprilia; Energica; Benelli; BMW; BRP; CF Moto; Ducati; Harley Davidson; Honda; Husqvarna; Indian; Kawasaki; Kollter; KTM; Motoguzzi; MV Augusta; Royal En; Slingshot; Suzuki; Triumph; Vanderhal; Victory; Yamaha; Zero;

All Powersports and Personal Watercraft manufacturers/makes/models include:

Arctic Cat; BETA; BRP CAN AM; CF Moto; Enduro; GAS GAS; Honda; Husqvarna; John Deere; Kawasaki; KTM; KYMCO; Landmaster; Mahindra; ODES; Polaris; Suzuki; VOLCON; Yamaha

All RV manufacturers/makes/models include:

Airstream; Allen Camper; American Coach; Armadillo; Bigfoot; Braxton Creek; Casita; Chinook; Coach House; Coachmen; CrossRoads; Cruiser; DRV Luxury Suites; Dutchmen; Dynamax; East to West; Eclipse; Entegra Coach; Enter Coach; Escape; Eveland's; Fleetwood; Forest River; Genesis; Grand Design; Gulf Stream Coach; Heartland; Highland Ridge; Holiday Rambler; InTech; Jayco; Keystone; K-Z; Lance Camper; Lazy Daze; Leisure Travel; Midwest Automotive Design; Monaco Coach; New Horizons; Newmar; Nexus; Northwood; NUCamp; Oliver Travel Trailers; Outdoors; Pacific Coachworks; Palomino; Panoramic; Phoenix USA; Pleasure-Way; Prime Time; Regency; Renegade; Riverside; Roulottes Prolite; Safari Condo; Shasta; Starcraft; The RV Factory; Thor Motor Coach; Tiffin Motorhomes; Travel Lite; VanLeigh; Winnebago

Our team will work with you to determine your refinancing goals. Whether you’re looking to lower your monthly payment or shorten your loan term, we will work hard to get you the savings you need for your budget.

After you submit your application, one of our refinancing specialists will reach out to you within one business day. If your application is approved, we’ll let you know the documents required for your specific loan.

The required documentation will vary for each rider but typically you will need to provide a copy of a valid driver’s license, proof of valid registration, an insurance binder, and a payoff letter from the original lender.